The Website.
Use of the YourLifeYourLoan ("we", "us", "YourLifeYourLoan") website ("the site", “the website”) constitutes acceptance of the YourLifeYourLoan Website User Agreement ("the agreement") and Terms of Use ("terms"). The user of the site ("you") represent that you have read and understood these terms and agree to be bound by them. If you do not agree to all the terms and conditions on this page, please do not use this website. Use of any internal or external links on the YourLifeYourLoan website constitutes acceptance of the terms on this page. If you do not agree with these terms, please exit this site by closing the browser window.
In order to use this site you must agree to be legally bound and to abide by the terms and to indemnify and hold the operators of the YourLifeYourLoan website harmless from all alleged or actual damages, claims and expenses relating to any warrant, guarantee or representations made by the individual service providers featured within this website or linked websites. This also includes, without limitation, attorney's fees. The use of this site for any reason is deemed to be an agreement of this condition.
YourlifeYourloan.com is part of Redmag Media Limited.

General Information
Redmag Media Limited is a company engaged in the marketing and supply of third party information relating to the finance industry including in relation to loans, life assurance policies, mortgages and insurance.
No financial information featured on the Website or accessed by you as a result of a link displayed on the Website is intended or considered to be financial advice offered by Redmag Media Limited.
Redmag Media Limited is not authorised by the Financial Services Authority in relation to the supply of advice in relation to financial products.
Redmag Media Limited advises that when looking at any financial product or service you read the terms of that product carefully and if you are in any doubt as to its meaning or effect that you seek qualified independent financial advice.
Redmag Media Limited cannot accept any responsibility for any issues arising as a result of your communication or contract with any third party present on the Website. Many third party service providers will request that you are subject to their terms and conditions. Those terms are entirely separate to these Redmag Media Limited Terms. Before you enter into any agreement with a third party we recommend that you read their terms very carefully and seek independent advice where necessary.
Redmag Media Limited may receive commission or fees as a result of your use of the services of third party providers featured on the Website. We do not charge you for the services that we offer. These commissions or fees do not indicate an agency relationship between Redmag Media Limited and third party financial product or service providers nor any involvement in any contract that you form with that third party provider.
To the extent permitted by law Redmag Media Limited exclude liability for an inaccuracies present on the Website.
The Website and all the services contained within are is provided for information only and are not intended to replace appropriate financial advice where required;
Financial advice and the financial markets are constantly evolving and Redmag Media Limited cannot guarantee that all of the information is completely accurate
A. To communicate with you; and/or
B. To process a transaction between you and a third party.

Disclaimers
Bearing in mind that this is a free "public access" site, it is a condition of use of the site and the materials in it that use is at the user's own risk. We give no representation or warranty as to the accuracy of the content of the site and assume no responsibility for errors or omissions in it or the effect it has upon your computer. We disclaim all liability in respect of such information and its provision. Neither YourLifeYourLoan nor any of the site's administrators, editors or contributors shall be liable for any loss or damages suffered as a result of any use of the site, including but not limited to direct loss, consequential loss and loss of profits. We do not assume, and therefore disclaim, any liability for any loss or damage caused by errors or omissions.

YourLifeYourLoan is provided on an "as is" and "as available" basis. We shall not be liable for any direct, indirect, incidental, special, or consequential damages. This includes, without limitation and even if we are advised of the possibility thereof, any damages for loss of goodwill or any and all other commercial damages or losses including loss of profit, that result from the use of, or inability to use YourLifeYourLoan. The user agrees not to rely on any information obtained from the YourLifeYourLoan website and indemnifies us from mistakes, omissions, errors, interruptions, delays of service or performance, defects, harmful components, viruses and bugs, howsoever caused. It is the user's duty to execute anti-contamination or virus software and ensure that any information, if contaminated or infected, will not damage the user's information or system. The entire risk as to the use of the YourLifeYourLoan website is with the user. YourLifeYourLoan or its agents are not responsible or liable for telephone, network, ISP, electronic, computer or other communication problems or failures of any kind. Personal information sent to YourLifeYourLoan is at the sender’s own risk.

This independently owned website acts solely as an advertising and marketing vehicle to attract businesses for financial professionals and, as such, the owners, webmasters and marketing professionals of this website are unable to offer financial advice. Any information contained on the website does not form the basis of any contract. Business or financial decisions should not be based solely on the information contained within this website.

Indemnity
In order to use this site you must agree to be legally bound and to abide by the terms and to indemnify and hold the YourLifeYourLoan website harmless from all alleged or actual damages, claims and expenses relating to any warrant, guarantee or representations made by the individual merchants or linked sites. This also includes, without limitation, attorney's fees. The use of this site for any reason is deemed to be an agreement of this condition.

Website Content & Availability
We do not warrant or guarantee that the YourLifeYourLoan website will be uninterrupted or error-free.

We do not make any warrant or guarantee, either expressed or implied as to the accuracy, validity, completeness, suitability, reliability, or currency of any information content within its site or sites to which it is linked to. Links to other websites are provided solely as a resource guide and do not represent an endorsement or guarantee, either expressed or implied. The YourLifeYourLoan website does not assume any liability for any of the products, services, or data of any other sites. The YourLifeYourLoan website is a facilitator of links to the content of other sites and as such has no editorial control over the content of such linked sites in the same manner that a public library has no control over the content of the books that it distributes. It is the responsibility of the user to evaluate the information, opinion, advice, or other content contained within the site. We cannot be held responsible or liable for any loss or damage due to reliance on information obtained through the YourLifeYourLoan website.

Severance
If a term, covenant, provision, or condition of this agreement becomes, or shall be held by any court of competent jurisdiction to be against public policy or illegal, all remaining provisions of this agreement shall remain in full force and effect and unaffected, impaired or invalidated by this decision. The invalidated item shall be modified by the parties to the full extent possible to carry out all the intentions and directives stated in this agreement.

Governing Law
Any such contract will be interpreted, construed and enforced in all respects in accordance with the laws of England, and you and YourLifeYourLoan irrevocably submit to the non-exclusive jurisdiction of the English Courts.

This agreement is governed by English law and all disputes will be handled solely in the United Kingdom. English Courts will have jurisdiction in respect of it. You consent to such venue and jurisdiction. The YourLifeYourLoan website is controlled and operated from offices in the United Kingdom and makes no representations or warranties that its content or use is legal in other location

Headings
Headings are for reading convenience only and are not to be used in the interpretation of this agreement.

Variation
Whilst it is not our intention to do so, the operators of the YourLifeYourLoan Website reserves the right to change its policies and terms at any time. Any such changes will be posted on this page.

We do not assume, and therefore disclaim, any liability for any loss or damage caused by errors or omissions.

YourLifeYourLoan is not associated with other companies who own similar sounding names. If you do not agree to all the terms and conditions on this page, please do not use this website. Use of any internal or external links on the YourLifeYourLoan website constitutes acceptance of the terms on this page.

YourLifeYourLoan is not associated with other companies who own similar sounding names. If you do not agree to all the terms and conditions on this page, please do not use this website. Use of any internal or external links on the YourLifeYourLoan website constitutes acceptance of the terms on this page.

Personal details and data privacy
The personal details which you submit to us (Personal Data) are held by YourLifeYourLoan for its own use. It is your responsibility to ensure that your Personal Data is accurate and up to date and to inform us of any changes that need to be made. By submitting your Personal Data you CONSENT to it being processed by YourLifeYourLoan.By using this website you agree to the Privacy Policy which can be found here.

Right of subject access
Information held by us will be processed only for purposes for which we have registered under the Data Protection Act. Upon you making a request in writing we will provide you with a copy of the information which we hold concerning you on payment of a fee.